Accounts
Corporate accounts for payables & receivables.
Open business accounts with a tree of sub-accounts — to control spend, manage budgets and reconcile automatically across your whole organization.
Overview
Corporate accounts are business accounts you open on Gate to Pay to hold balances, receive money (receivables) and make payments (payables) — organised as a tree of accounts and sub-accounts.
Give each department, project or entity its own sub-account under a master account, set budgets and spend controls, and reconcile every movement automatically — all on Gate to Pay’s CBJ-licensed infrastructure.
Why finance teams choose it.
Payables & receivables in one place
Receive from customers and pay suppliers and staff from the same business account.
Accounts & sub-accounts
Structure a master account with sub-accounts per department, project or entity — a clear tree.
Budgets & spend control
Set budgets and limits per sub-account and keep spend within plan.
Automatic reconciliation
Every payable and receivable is matched and reconciled automatically.
Capabilities
Everything you need to run business money.
A tree of accounts & sub-accounts
Open a master account and add sub-accounts for each department, project or entity — with balances rolled up across the whole tree.
- Master & sub-accounts
- Per-entity balances
- Rolled-up visibility
Budgets per sub-account · rolled up to the master.
Budgets & spend control
Assign budgets and limits to each sub-account and control who can spend what, with alerts before an account goes over plan.
- Per-account budgets
- Limits & approvals
- Overspend alerts
Payables, receivables & reconciliation
Track money in and out — receivables from customers and payables to suppliers and staff — with real-time positions and automatic reconciliation to each account.
- Receivables & payables
- Real-time positions
- Auto-matched reconciliation
How it works.
Open a master account
Set up your corporate account on Gate to Pay.
Add sub-accounts & budgets
Create sub-accounts per department or project and assign budgets.
Transact & reconcile
Receive, pay and reconcile — with rolled-up visibility across the tree.
Developers
Built for developers.
Open accounts and sub-accounts, move funds and pull reconciled statements via our APIs and SDKs — real sandbox credentials and webhooks.
POST /v1/accounts · { "type": "corporate", "parent": "acc_…" }Frequently asked.
What is a corporate account?
A business account on Gate to Pay that holds balances, receives money (receivables) and makes payments (payables), organised as a tree of accounts and sub-accounts.
How do accounts and sub-accounts work?
You open a master account and add sub-accounts for each department, project or entity. Balances and activity roll up from the sub-accounts to the master for a single view.
Can I set budgets per sub-account?
Yes. Assign budgets and spend limits to each sub-account, control who can spend, and get alerts before an account goes over plan.
How does reconciliation work?
Every payable and receivable is matched to its account and sub-account automatically, so your books stay reconciled and exportable.
Let’s set up your corporate accounts.
A discovery session with our team. No commitment.